Effective Date: August 27, 2026
The Betting Insider provides sports betting data, analytics, tools, and editorial insights through our proprietary digital platform, delivered via our website (thebettinginsider.com) and our iOS mobile application. Our Services include, but are not limited to:
Our Services are delivered exclusively online and require a stable internet connection and compatible device. Features described in these Terms may not be available on every platform, in every subscription tier, or in every jurisdiction. Some features are available only in our iOS app, and some only on the web. We reserve the right to modify, suspend, or discontinue any part of our Services at any time, with or without notice, at our sole discretion. We may also impose limits on certain features or restrict access to parts of our Services without notice or liability.
To access certain premium features and Services, you must create an account by providing accurate, current, and complete information. By creating an account, you represent and warrant that:
We rely on your representation of age and do not independently verify it. If we learn that a user is under the required age, we will terminate the account and may delete associated data.
Your account is managed through Clerk, our third-party authentication provider. By creating an account, you also agree to Clerk's terms of service and privacy practices as they relate to account authentication and identity management.
Accounts are personal, non-transferable, and may not be shared, sold, or transferred to any third party without our express written consent. We reserve the right to suspend or terminate accounts that violate these Terms or engage in fraudulent, abusive, or illegal activity.
By purchasing a subscription or any other product through our Services, you acknowledge and agree to the following terms and conditions:
Subscription Plans and Tiers:
We offer subscription plans at various price points, cadences, and feature levels, which may include free, Premium, and Insider Pro tiers, as well as product-specific or seasonal passes. Specific pricing, billing cadence, included features, and terms for each plan are displayed at the time of purchase and control over any general description in these Terms. Feature availability differs by tier; for example, certain player-prop Builder capabilities and the Profit Shield program are available only to Insider Pro subscribers. We reserve the right to modify available plans, pricing, tier contents, and included features at any time.
What You Can Purchase:
Depending on platform, our Services may offer: recurring subscriptions; one-time or seasonal access passes; Credits (a virtual currency, see Section 6); and paid mentorship packages (see Section 11). Packs are not purchased directly with money; they are opened using Credits (see Section 7).
Web Purchases (thebettinginsider.com):
Purchases made through our website are processed by Stripe, our third-party payment processor. By purchasing via the web, you authorize Stripe to charge your payment method on file immediately for the initial purchase and, for subscriptions, for all subsequent automatic renewals until you cancel. All subscription fees are charged in advance for the upcoming billing period. You may cancel at any time through your account settings on thebettinginsider.com or by contacting our support team.
iOS App Store Purchases:
Subscriptions and in-app purchases made through our iOS mobile application are processed by Apple, with subscription entitlements managed through RevenueCat. By purchasing through the App Store, you agree to Apple's terms and conditions for auto-renewable subscriptions and in-app purchases, including:
Apple is responsible for processing all App Store transactions. We do not have access to your Apple payment information, and we cannot issue refunds for App Store purchases.
Automatic Renewal:
All subscriptions, whether purchased on the web or through the App Store, automatically renew at the end of each billing cycle unless canceled prior to the renewal date. You are responsible for managing your subscription and canceling before the next billing cycle if you do not wish to continue.
Free Trials and Introductory Offers:
Where offered, free trials and introductory pricing convert automatically to the standard recurring price at the end of the trial or introductory period unless you cancel beforehand. Trial length, eligibility, and pricing are disclosed at the point of purchase. Trials and introductory offers are generally limited to one per person and per subscription group, and eligibility is determined by Apple for App Store purchases.
Price Changes:
We reserve the right to modify pricing at any time. For web subscriptions, price changes will not affect your current billing cycle but will apply to subsequent renewals, and we will provide reasonable notice. For App Store subscriptions, Apple will notify you of any price changes and require your consent before renewal at the new price, in accordance with Apple's policies.
Taxes:
Prices may exclude applicable taxes, which will be added where required by law and collected by us or by the applicable app store or payment processor.
Web Purchases:
All purchases of digital products and Services made through our website are final and non-refundable once product access has been granted, as our Services are delivered immediately upon payment confirmation. Exceptions may be considered solely at our discretion in limited circumstances, such as confirmed technical failures preventing access, duplicate billing errors, or verified unauthorized transactions. For complete details, please review our comprehensive Refund Policy.
App Store Purchases:
Refunds for subscriptions and in-app purchases made through the Apple App Store are handled exclusively by Apple. To request a refund for an App Store purchase, visit reportaproblem.apple.com or contact Apple Support directly. We are unable to process refunds for purchases made through the App Store, as Apple manages all billing and refund decisions for those transactions.
No Refunds Based on Outcomes:
Refunds are never available on the basis of the outcome of any sporting event, the accuracy or performance of any pick, build, signal, grade, or projection, the contents of any Pack, or any gambling losses you incur.
Insider Pro is our highest subscription tier. It includes a conditional pricing program marketed as Profit Shield and Performance Rewards (together, the “Program”). This Section governs the Program and controls over any marketing, summary, or promotional statement about it.
Availability:
The Program is available only to Insider Pro subscribers whose subscription was purchased through the Apple App Store, because rewards are delivered exclusively as Apple promotional offers on the Insider Pro product. The Program is not available for subscriptions purchased on the web, for complimentary or administratively granted access, or for any other tier. Rewards must be redeemed through Apple, and redemption is subject to Apple's systems, policies, and availability.
Reward Cycles:
Program performance is measured in consecutive 28-day reward cycles anchored to your Apple billing period. A cycle opens when your Insider Pro subscription is purchased or renews as a paid period. You may have only one active cycle at a time. A new cycle opens only upon a subsequent paid renewal; cycles do not open automatically after a cycle ends.
Qualifying Picks:
Only picks that meet all of the following count toward the Program:
Picks that remain ungraded at the snapshot do not count toward the minimum and do not contribute to your measured performance, even if they are graded later. Picks cannot be edited or deleted after grading, and stake sizing cannot be changed after the event has started.
Eligibility Conditions (Both Required):
A cycle earns a reward only if both of the following are satisfied at the snapshot:
If either condition is not met, the cycle earns nothing — no discount and no free month — regardless of your performance, including a losing cycle that would otherwise qualify for Profit Shield.
How Performance Is Measured:
Your cycle result is expressed as a return on investment (“ROI”) percentage, calculated by our systems as net units won or lost divided by total units risked across your qualifying graded picks, expressed as a percentage. Pushes and voided or cancelled events return your stake and are therefore excluded from units risked. ROI is rounded to one decimal place. Our calculation, our grading, and our records are the sole and definitive basis for determining eligibility and rewards.
Reward Tiers:
Where a cycle is eligible, the reward is determined solely by cycle ROI according to the following bands. Each band includes its lower bound and excludes its upper bound.
A discount applies to a single subscription period only and does not carry forward. Rewards have no cash value, are personal and non-transferable, cannot be sold, combined, or stacked with other promotional offers or retention discounts, and are limited to one per cycle.
Snapshot and Finality:
At the end of the 28-day window we take a snapshot of your cycle. We may wait a limited period (currently up to 36 hours) for in-window picks to finish grading before taking the snapshot. The snapshot is written once and is final and immutable. Results that arrive after the snapshot — including picks graded late, corrections from data providers, or events resettled by a sportsbook or league — are not incorporated and will not change your earned reward. You acknowledge that this may exclude some of your activity and agree that the snapshot governs.
Claim Window — 24 Hours:
If a cycle earns a reward, you must claim and redeem it through the App Store within 24 hours of the snapshot. We will attempt to notify you by push notification if you have enabled notifications, but delivery of any notification is not guaranteed and is not a condition of the deadline. It is your responsibility to check your Profit Shield dashboard.
If you do not redeem within the 24-hour window, the reward is forfeited. Where the app indicates a forfeited reward has been “queued” for a future cycle, any such make-good is provided at our sole discretion as a courtesy, is not guaranteed, is not an entitlement, may not be automatic, and may be withdrawn or modified at any time. A reward for which you have not completed redemption through Apple is not a debt owed to you.
Cancellation, Lapse, and Refunds Mid-Cycle:
A reward cycle measures a paid Insider Pro period. If your Insider Pro subscription is cancelled, lapses, expires, is refunded, is charged back, or otherwise ceases before the cycle completes, the cycle is closed and earns nothing. Closure is final. Returning subscribers receive a fresh cycle anchored to their new billing date, with no credit for prior partial cycles. Downgrading from Insider Pro ends Program participation.
Introductory Periods:
Where we offer a free trial or introductory period on Insider Pro, any modified reward-tracking rules that apply during that period will be described in the app at the time of the offer. Such rules are promotional, may vary, and may be changed or withdrawn.
Prohibited Conduct and Forfeiture:
The Program measures genuine, good-faith pick tracking. The following are prohibited and will result in forfeiture of any earned or pending reward, reversal of rewards already applied where permitted, and possible suspension or termination without refund:
We may investigate any cycle, withhold a reward pending investigation, and adjust or void a cycle where we determine in good faith that these Terms have been violated or that a calculation was affected by error, fraud, or a data-integrity problem.
Program Changes:
We may change, suspend, or discontinue the Program, its thresholds, its qualifying rules, its reward tiers, or its availability at any time and at our sole discretion. Changes apply prospectively to cycles that open after the change. Discontinuation does not entitle you to any payment, credit, or refund. The Program is void where prohibited by law.
Dependence on Third Parties:
Program delivery depends on Apple and RevenueCat. We are not liable for any failure, delay, outage, or restriction in Apple's or RevenueCat's systems that prevents a reward from being offered, signed, presented, or redeemed. If a reward you earned cannot be redeemed for technical reasons, contact us and we will attempt to resolve it, but our total liability for any Program failure is limited as set out in Section 17 and in no event exceeds the value of the discount at issue.
Our Services use one or more virtual, in-product currencies referred to as “Credits.”
Distinct Credit Balances:
We operate separate and independent Credit balances that share a similar name but are not interchangeable and cannot be combined, converted, or transferred between one another:
Which balance a purchase or grant applies to is indicated at the point of purchase or grant.
How Credits Are Obtained:
Credits may be purchased as a one-time in-app purchase through Apple or as a one-time payment through Stripe on the web, and may also be granted by us without charge — for example as a sign-up bonus, a subscription benefit on a paid period, a referral reward, a promotional grant, or a goodwill adjustment. Granted Credits are promotional, are not purchased, and may be withdrawn, adjusted, or expired at our discretion. Credit grants tied to a subscription are issued only for paid periods and not for trial periods.
Purchases of Credits Are Final:
Credits are delivered immediately and are consumed on use. All Credit purchases are final and non-refundable, subject to the limited exceptions in our Refund Policy and to Apple's refund process for App Store purchases. Credits already spent cannot be restored.
Expiration and Forfeiture:
We do not currently expire purchased Insider Credits. We reserve the right to introduce expiration for granted or promotional Credits, and to introduce expiration for purchased Credits prospectively with reasonable advance notice. All Credit balances are forfeited without compensation when your account is closed, terminated, or deleted, whether by you or by us.
Adjustments:
We may add, remove, or correct Credits on your account to remedy errors, reverse duplicated or fraudulent grants, respond to a refund or chargeback of a Credit purchase, or address violations of these Terms. Where a Credit purchase is refunded or charged back, we may debit the corresponding Credits, and where those Credits have already been spent, we may suspend the account or recover the value through other means permitted by law. Credit balances may not go negative.
Changes:
We may change Credit pricing, grant amounts, earning rates, and the Credit cost of any feature at any time. We may discontinue any Credit balance, in which case we will make reasonable efforts to provide notice and a period in which to spend an existing balance, but we are not obliged to provide any refund or monetary compensation.
A “Pack” is a digital bundle, opened using Insider Credits, that grants you access to a set of curated builds selected by us. Packs may also be granted to you at no charge, for example as a welcome grant, a periodic drop tied to your subscription tier, or a promotional or referral reward.
Pack Tiers, Contents, and Disclosed Odds:
Packs are offered in tiers. Each Pack currently contains five build “cards,” each carrying an internal grade of Basic, Good, Elite, or Insane. Each Pack tier includes at least one guaranteed card at or above a floor grade, and the remaining cards are drawn according to the published weightings below. Current probabilities per drawn card, and current Credit costs for a single Pack, are:
Multi-Pack bundles may be offered at a discount to the equivalent number of single Packs. Pack costs, tier structures, card counts, guaranteed floors, and probabilities are subject to change; the values displayed in the product at the time of opening control.
Important Limitations on Stated Probabilities:
The probabilities above describe the intended weighting of our selection process. Actual results can differ from these weightings. Packs are filled from our available catalog of eligible builds for the selected sport and market group, and that catalog is finite and uneven. Where the catalog cannot supply a build at a drawn grade, our system substitutes the nearest available grade — ordinarily a lower grade — rather than delivering an incomplete Pack. We also exclude builds you already hold and limit how many cards in a Pack may come from the same market. As a result, the realized distribution of grades you receive may be materially different from the stated weightings, particularly for higher grades and for newer sports or markets with a thinner catalog.
Packs Are Final Once Opened:
Opening a Pack consumes the Credits or the Pack grant immediately and irrevocably. Pack openings cannot be undone, re-rolled, refunded, or exchanged, and we do not provide refunds or Credit restoration on the basis of the grades or builds received, their subsequent performance, or your dissatisfaction with the contents. Access granted from a Pack is a license to use that build within our Services and may end if your account is terminated or if we remove the build.
Eligibility:
Packs are available only to account holders who meet the eligibility requirements in Section 2, including the minimum age. Packs are void where prohibited by law. If randomized digital item mechanics are restricted in your jurisdiction, you may not open Packs, and we may disable the feature for you.
Performance of Pack Contents:
The builds delivered in Packs, and the grades assigned to them, are historical and analytical in nature and carry all of the limitations and disclaimers described in Section 8. A grade is our internal assessment of past data. It is not a prediction, a rating of future profitability, or a guarantee of any result.
The Builder lets you define a betting strategy by selecting a sport, market, and set of filters and conditions, and then see how that strategy would have performed against our historical data. A saved strategy is called a “build” (also referred to as a “system” in some surfaces). Builds may display metrics including win or hit rate, sample size, net units, ROI, average odds, break-even percentage, recent-form windows, streaks, and an internal letter-style grade.
Known Data Limitations:
You acknowledge and accept the following limitations, which may materially affect displayed metrics:
Grades:
Grades such as Basic, Good, Elite, and Insane are produced by our internal scoring methodology, which is applied to historical data and weights factors such as hit rate relative to break-even, sample size, and recent form. Grades are recomputed periodically and can change or be removed. Grades are not independently audited, not verified by any third party, and not validated against future outcomes. A high grade does not indicate that a build will be profitable and may reflect overfitting to past data.
What “Verified” Means:
Where our Services or marketing describe build records as “verified,” “proven,” or similar, this means only that the displayed metrics were computed by our own engine from our own stored historical data using the build's stated filters. It does not mean the record was audited or confirmed by any independent party, that any real money was wagered, or that the result was achieved on a forward-looking basis.
Your Builds, Sharing, and Ownership:
You may create, save, name, describe, fork, and share builds subject to the limits of your subscription tier. As between you and us, you retain such rights as you have in the name and description you author. You acknowledge that a build is a configuration of filters applied to our data using our engine, and that you acquire no ownership of our data, our engine, our grading methodology, the resulting metrics, or any filter combination itself, and no exclusivity: identical or similar builds may be independently created by other users or by us, including builds we distribute in Packs or feature commercially. Where you share a build publicly or by link, Section 10 applies. Performance shown on another user's shared build is not verified or endorsed by us. You may not sell, license, or commercialize builds or their outputs, or use them to operate a competing service.
Availability:
Builder coverage varies by sport, market, and subscription tier, and changes over time. Certain capabilities, including player-prop builds, require Insider Pro. Some markets are labeled as forthcoming and may never ship. We may change or remove sports, markets, filters, scopes, metrics, or grades at any time, which may alter or invalidate builds you have saved.
Promotional Codes:
We may issue promotional codes that provide discounts, Credits, trial extensions, or other benefits. Promo codes are non-transferable, cannot be combined with other offers unless explicitly stated, have no cash value, may expire without notice, are limited to one use per account, and may be revoked or modified at our sole discretion. Abuse of promo codes, including creating multiple accounts to use the same code, will result in forfeiture of benefits and may result in account termination.
Referral Program:
Our referral program allows existing users to invite others and earn rewards, which may include Credits or other benefits. Reward amounts, milestone structures, and reward types are set by us and may change at any time; the rewards described in the product at the time of a qualifying referral control. Referral codes are personal, non-transferable, and intended for genuine personal recommendations. Self-referrals, referrals of accounts you control, spam distribution, paid advertising of referral codes, incentivized or misleading solicitation, and any fraudulent referral activity will result in forfeiture of rewards and potential account termination. Rewards may be withheld pending verification and may be reversed if the underlying signup, install, or purchase is reversed, refunded, or charged back. We reserve the right to modify, suspend, or terminate the referral program at any time.
Affiliate Program:
We offer an affiliate program through which approved participants can earn commissions on referred subscriptions. Affiliate relationships are governed by a separate affiliate agreement. Commissions are processed through Stripe Connect and are subject to that agreement, including minimum payout thresholds, payment schedules, and compliance requirements. Commissions are reversible. Where a referred transaction is refunded, charged back, or otherwise reversed, the corresponding commission will be clawed back, in whole or in proportion, and may be offset against future payouts or recovered from you. Affiliates must disclose their material connection to us as required by applicable advertising law and must not make performance, earnings, or profitability claims about our Services. We reserve the right to terminate affiliate accounts for policy violations, fraudulent activity, or misrepresentation of our Services.
Our Services include social features. These may include a profile with a username, display name, avatar, and biography; following other users; leaderboards; a picks feed; direct messaging; gifting of builds; sharing picks and builds; and a public community chat on our website. Availability differs by platform; for example, direct messaging and gifting are currently features of our iOS app.
Your Content and the License You Grant Us:
You are solely responsible for content you create, post, share, or transmit through the Services, including usernames, display names, avatars, biographies, pick notes, build names and descriptions, messages, and community posts (“User Content”). You represent that you own or have the necessary rights to your User Content and that it does not infringe any third-party right or violate any law. By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free, sublicensable, transferable license to host, store, cache, reproduce, adapt, publish, translate, display, and distribute that User Content in connection with operating, improving, and promoting the Services. This license survives termination with respect to content you have shared with others or made public. Content you make public or share with other users may be viewed, copied, screenshotted, or retained by them, and may remain visible or in circulation after you delete it or change your settings.
Direct Messages:
Direct messages are private between participants in the sense that other users cannot read them, but they are not end-to-end encrypted. Messages and their metadata are transmitted over encrypted connections and stored on our servers in readable form. Authorized personnel may access message content where necessary to operate the Services, investigate a report, enforce these Terms, prevent fraud or harm, or comply with legal obligations. You should have no expectation of confidentiality in messages beyond what is described here, and you should not transmit sensitive personal, financial, or account information through messaging.
By default, users who do not follow you cannot place a message directly in your inbox; their messages arrive as requests that you may accept or ignore. You can change who may message you in your settings. We do not guarantee delivery, retention, or availability of any message. We do not currently offer a feature that deletes a sent message from another participant's device or account.
Prohibited Content and Conduct in Social Features:
You may not post, send, or share content that: is unlawful, defamatory, fraudulent, or deceptive; harasses, bullies, threatens, stalks, or intimidates any person; constitutes hate speech or promotes violence or discrimination; is sexually explicit or exploitative; depicts or promotes self-harm; infringes intellectual property or privacy rights; discloses another person's private information; contains malware or malicious links; is spam, chain solicitation, or unsolicited advertising; promotes a competing service, a sportsbook referral scheme, tout service, or pick-selling operation; solicits or arranges wagers, staking, or money transfers between users; or impersonates any person or entity.
Reporting, Blocking, and Enforcement:
Our iOS app provides tools to block another user, which prevents them from messaging you or sending you gifts, and to report a message or user for spam or scams, harassment or abuse, inappropriate content, or other reasons. We review reports and may remove content, restrict features, suspend, or terminate accounts. We may act on our own initiative as well. You can also contact us directly using the Contact Information details at the end of these Terms to report objectionable content or conduct.
We do not pre-screen or automatically filter User Content, and we do not undertake any obligation to monitor the Services. We reserve the right, without obligation and without notice, to review, refuse, remove, edit, or restrict any User Content or account at our sole discretion. We are not responsible or liable for User Content created by other users, for any interaction between users, or for any harm arising from either.
Gifting:
Where available, gifting lets you give another user access to a limited number of builds that you hold. Gifting does not transfer money, Credits, subscriptions, or anything of monetary value, and no payment is made to or by either user. Gifting grants the recipient a copy of access to the build; you retain your own access. Accepting a gift may bypass the recipient's saved-build limit and tier gating for the gifted build. Gift limits are enforced in the product and may change.
A recipient may decline a pending gift. Once a gift is accepted it is final and cannot be reversed, returned, or exchanged by either user. Gifts have no cash value and may not be sold, bartered, or offered as consideration for anything. Using gifting to evade subscription limits at scale, to distribute paid content commercially, to launder access between accounts you control, or as part of any exchange for value is prohibited and may result in reversal of the gift and termination. We may also grant builds directly to users as promotional gifts, which are subject to the same non-monetary terms.
Community Chat:
Our website may host a public community chat. Posts there are visible to anyone who can view the page. Moderation tools available in community chat are more limited than those in the iOS app. Do not post anything you would not want publicly associated with you.
We offer paid mentorship packages consisting of one-to-one educational coaching sessions with our team, together with educational materials, community access, and a bundled period of access to our subscription products. Package contents, session counts, session lengths, prices, and included access windows are described at the point of purchase and control over any general description here.
Scheduling and Delivery:
Sessions are booked through our scheduling system. It is your responsibility to book and attend sessions within the applicable access window. Unless we state otherwise in writing at purchase, unused sessions do not roll over indefinitely and may expire at the end of your access window, and sessions missed without reasonable advance notice may be treated as delivered. Sessions are conducted remotely and require you to have suitable equipment and connectivity. We may substitute the individual delivering a session.
Application:
Some mentorship offerings are selective and require an application. Applying is free and does not guarantee acceptance. We may decline any application at our discretion. Information you provide in an application is handled in accordance with our Privacy Policy.
Fees and Refunds:
Mentorship is sold as a one-time purchase processed by Stripe. Digital materials and bundled product access are delivered immediately upon purchase. Refund treatment for mentorship, including any treatment of undelivered sessions, is set out in our Refund Policy.
Confidentiality and Conduct:
Mentorship materials, recordings, and private community content are confidential and provided for your personal use only. You may not record, reproduce, publish, resell, or redistribute them, or use them to build a competing educational or advisory offering. We may remove you from mentorship and any associated community for abusive conduct or breach of these Terms, without refund.
Our Services let you record your own picks manually and, where available, connect a supported third-party sportsbook or prediction-market account in order to import your activity. Connection coverage is limited and changes over time; some operators shown in the product may be labeled as forthcoming and may never be supported.
You agree to use our Services lawfully and in accordance with these Terms. In addition to the conduct rules elsewhere in these Terms, you agree not to:
Violation of these rules may result in immediate suspension or termination of your account without notice or refund, forfeiture of Credits, Packs, entitlements, and pending rewards, and may subject you to civil and criminal liability.
Our Services aggregate data from numerous third-party sources including odds providers, sports data providers, league and media sources, DFS platforms, prediction markets, and sportsbooks. While we strive for accuracy, we make no warranties regarding the accuracy, completeness, timeliness, or reliability of any data, analytics, consensus percentages, confidence scores, signals, grades, or content provided through our Services.
Nothing in our Services constitutes financial, investment, tax, legal, or professional advice, and no fiduciary or advisory relationship is created. You acknowledge that all sports betting involves substantial risk of loss, that most bettors lose money over time, and that you accept full responsibility for any and all betting decisions you make based on information obtained through our Services.
All content, materials, data, algorithms, software, designs, graphics, text, images, logos, trademarks, service marks, and other intellectual property provided through The Betting Insider and Insider Sports Inc (collectively, “Our Content”) are owned by or licensed to us and are protected by copyright, trademark, patent, trade secret, and other intellectual property laws of the United States and international treaties.
Our Content includes, but is not limited to:
You are granted a limited, non-exclusive, non-transferable, revocable license to access and use Our Content solely for your personal, non-commercial use in accordance with these Terms. Any unauthorized use may violate copyright, trademark, and other laws and may result in civil and criminal penalties. We reserve all rights not expressly granted.
If you believe content on our Services infringes your copyright, contact us using the Contact Information details at the end of these Terms with sufficient information to identify the work and the allegedly infringing material, and we will respond in accordance with applicable law.
Our Services rely on and integrate with various third-party platforms, services, and applications. Categories and current principal providers include:
This list may change without notice. We are not responsible for the practices, content, privacy policies, terms of service, availability, or reliability of any third-party service. Your use of third-party platforms is subject to their separate terms and conditions. Interruption or discontinuation of a third-party service may degrade or disable features of our Services, and we are not liable for such effects.
No Warranties: Our Services are provided on an “as-is,” “as-available,” and “with all faults” basis. To the fullest extent permitted by applicable law, we disclaim all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, completeness, reliability, uninterrupted operation, or availability of the Services. We do not warrant that the Services will be error-free, that defects will be corrected, or that any data, grade, metric, signal, or reward calculation will be accurate or complete.
Limitation of Liability: To the maximum extent permitted by applicable law, Insider Sports Inc, its affiliates, officers, directors, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages, including but not limited to loss of profits, revenue, data, use, goodwill, betting losses, lost opportunity, or other intangible losses, arising out of or relating to your use or inability to use the Services, even if advised of the possibility of such damages.
Total Liability Cap: Our total aggregate liability to you for all claims arising out of or relating to the use of or inability to use our Services shall not exceed the amount you paid to us in the twelve (12) months preceding the claim, or one hundred dollars ($100), whichever is greater.
No Liability for Betting Losses: Under no circumstances shall Insider Sports Inc be held liable for any betting or gambling losses you incur, regardless of whether such losses are connected to information, data, analysis, picks, builds, grades, signals, or content provided through our Services. You acknowledge that all betting activity is undertaken at your own risk and that we bear zero responsibility for the outcome of any wager.
Virtual Items: To the maximum extent permitted by law, we have no liability for the loss, corruption, adjustment, expiration, or unavailability of Credits, Packs, Pack contents, builds, gifts, or any other virtual item, and no such item is redeemable for monetary compensation.
Indemnification: You agree to indemnify, defend, and hold harmless Insider Sports Inc and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your use of the Services, your User Content, your betting activity, your connection of any third-party account, or your breach of these Terms or of any applicable law.
Some jurisdictions do not allow the exclusion of certain warranties or the limitation of certain liabilities. In such jurisdictions, the above exclusions and limitations apply only to the fullest extent permitted by law, and nothing in these Terms limits liability that cannot lawfully be limited.
We are committed to promoting responsible gambling practices. Our Services are designed to provide data and analysis, not to encourage or facilitate excessive gambling. We urge all users to:
Resources for problem gambling:
We reserve the right to restrict or terminate access to our Services, including the Program, for any user we believe may be engaging in problem gambling behaviors. If you wish to have your account closed for this reason, contact us and we will assist you.
Termination by You: You may terminate your account and discontinue use of our Services at any time. For web subscriptions, cancel through your account settings or by contacting our support team. For App Store subscriptions, cancel through your Apple ID settings (Settings → [Your Name] → Subscriptions). Upon cancellation, your access to paid Services will continue until the end of your current billing period.
Termination by Us: We reserve the right to suspend, restrict, or terminate your access to Services at any time, with or without notice, for any reason, including but not limited to violation of these Terms, fraudulent activity, non-payment, chargebacks, abuse of Credits, Packs, referrals, or the Program, conduct harmful to other users, or violation of applicable laws.
Effect of Termination: Upon termination, your right to access and use the Services will cease at the end of your current billing period, or immediately if terminated for cause. All Credits, Packs, Pack contents, gifted and saved builds, entitlements, and any pending or unclaimed Program rewards are forfeited without compensation. Any active reward cycle is closed and earns nothing. We may delete or deactivate your account and associated data in accordance with our Privacy Policy. Provisions that by their nature should survive termination — including intellectual property rights, the content license in Section 10, disclaimers, limitations of liability, indemnification, and dispute resolution — shall survive.
We reserve the right to modify, update, or amend these Terms at any time. When we make material changes, we will update the “Effective Date,” provide notice via email or through our Services, and post the updated Terms on this page. Your continued use of our Services after the effective date constitutes your acceptance of the updated Terms. If you do not agree, you must discontinue use and cancel your subscription. The version of these Terms in effect at the time of a purchase governs that purchase, except that changes to program rules described in Sections 5, 6, and 7 apply prospectively as stated in those Sections.
We may offer contests, challenges, giveaways, promotions, or other activities (collectively, “Promotions”) through our Services. Each Promotion is subject to its own official rules, which control over these Terms to the extent of any conflict. We reserve the right to modify, suspend, or cancel any Promotion at any time. All decisions regarding winners, prizes, and eligibility are final. No purchase is necessary where required by law. Promotions are void where prohibited by law, and you are responsible for any taxes on any prize you receive. This Section does not apply to the Program in Section 5, which is governed by that Section.
Governing Law: These Terms shall be governed by and construed in accordance with the laws of the State of Georgia, United States, without regard to its conflict of law principles.
Jurisdiction and Venue: Any legal action arising out of these Terms or our Services shall be brought exclusively in the federal or state courts located in Georgia, and you consent to the personal jurisdiction and venue of such courts.
Informal Resolution First: Before filing any legal action, you agree to first contact us to attempt to resolve any dispute informally. If we cannot resolve the dispute within sixty (60) days, you may proceed with formal legal proceedings.
Class Action Waiver: You agree that any disputes will be resolved on an individual basis and waive any right to participate in a class action, collective action, or representative proceeding, to the fullest extent permitted by law.
Time Limit: To the extent permitted by law, any claim arising out of or relating to these Terms or the Services must be brought within one (1) year after the claim arose.
Severability: If any provision of these Terms is found invalid or unenforceable, that provision shall be limited or severed to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.
Entire Agreement and No Waiver: These Terms, together with our Refund Policy and Privacy Policy and any program or promotion rules referenced here, constitute the entire agreement between you and us regarding the Services. Our failure to enforce any provision is not a waiver of it. You may not assign these Terms; we may assign them in connection with a merger, acquisition, or sale of assets.
The following additional terms apply to your use of our iOS mobile application downloaded from the Apple App Store:
If you have any questions about these Terms of Service, our Services, the Profit Shield and Performance Rewards Program, Credits, Packs, or need assistance with your account, or if you wish to report objectionable content or conduct, please visit:
Insider Sports Inc — We are here to help and will respond to your inquiry as soon as possible.