College Football game preview · Temple Owls vs Navy Midshipmen

Temple at Navy: Two Three-Game Losing Streaks and Very Different Quarterback Usage

Temple and Navy each arrive on three straight losses, and last year's meeting was a 32-31 Navy win. With no stats, odds or splits on the sheet, the evidence is thin and mostly balanced, and the clearest contrast is how differently the two quarterbacks have been used.

Key numbers

Spread (NAVY)
-7.5
Total
54.5 opened 52.5
Moneyline
TEM +235 · NAVY -290
Over bets / money
27% / 31%

Consensus across 28 sportsbooks.

Two teams in the same slump meet in Annapolis on Saturday, November 7 at 3:30 PM ET: Temple and Navy each come in on three straight losses. The only completed meeting on the sheet went to Navy, 32-31 at Temple on 2025-10-11, a one-point game that shows these two have been close before. With no injuries reported on either side, the game turns on which offense handles a quarterback and run-game picture that looks quite different on each sideline, plus a breezy forecast.

The streaks are descriptive, not predictive, but they are the cleanest shared evidence here. Navy has lost three straight overall. Temple has lost three straight overall and has also failed to cover the spread in each of those three games. The sheet lists no spread streak for Navy, so cover records cannot be compared across the two teams, and neither streak says anything about the quality of the opposition faced.

Under center, Ajani Sheppard has led Temple in pass attempts in each of its last three games, with 20 attempts against the East Carolina Pirates on 2026-10-31. Jackson Gutierrez has also led Navy in attempts in each of its last three, but he had only 7 attempts against the Notre Dame Fighting Irish on the same date. That gap in passing volume points to two different offensive shapes. It is one game each, though, and the sheet gives no score or game flow to explain how much of it was circumstance.

Temple's skill group is more fully defined. Keveun Mason has 34 carries over the last 3 games, well ahead of Hunter Smith's 11. In the passing game, Colin Chase and Peter Clarke each have 11 receptions over that span, with Jayce Freeman at 9 and JoJo Bermudez at 5, so targets are spread across several players rather than funneled to one. For Navy, Jadyn Jones has 5 carries over the last 3 games. That is a thin figure and tells us little about how Navy distributes its rushing work.

The forecast is 56°F with a 15 mph north wind and overcast skies. Wind at that speed can complicate throws, which could expose Temple's higher recent attempt volume a little more than Navy's. A forecast this far out is soft evidence, though, and it does not settle anything on its own.

Team statistics, current odds and public betting splits are not available for this game, so there is no price, efficiency comparison or market movement to weigh. What remains is a one-point meeting last year, two matching losing streaks and a contrast in quarterback usage. That is thin evidence, and it does not favor either side clearly.

Temple Owls vs Navy Midshipmen: FAQ

When is Temple Owls vs Navy Midshipmen?

Temple Owls at Navy Midshipmen kicks off Saturday, November 7, 2026 at 3:30 PM ET.

Who is favored in Temple Owls vs Navy Midshipmen?

Navy Midshipmen is a 7.5-point favorite (consensus across 28 sportsbooks).

What is the over/under for Temple Owls vs Navy Midshipmen?

The consensus total is 54.5, after opening at 52.5.

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